Are you experiencing trouble with your roof after the latest storm in Port Orange, FL? Was your roof insurance claim denied? Is getting insurance to pay for your roof starting to feel like pulling teeth?
At Marathon Roofing & Contracting, we want to ease the burden on our customers when it comes to the roofing insurance claim process. That’s why we’ve set up this quick guide for easy reading when it comes to homeowners insurance and roof repair in Port Orange, FL.
Hail Damage Roof Insurance Claim
Fully replacing your roof after a hail storm can cost a pretty penny, especially if you’re paying out of your own pocket. That’s why roof repair insurance claims exist: the best homeowners insurance should be able to cover the cost for certain types of roof damage, including roofs damaged by the awesome power of hail.
Hail damage can get ugly; it can leave your otherwise sturdy roof looking pockmarked, scarred, and downright dilapidated. If you’ve noticed any pitting or loss of granules (particularly if you’ve got asphalt shingles), or even if your gutters and downspouts look dented and bent, make sure to document, document, document! Write down all signs of damage on your property, and take photos where possible. These will help you tremendously when you’re looking for roof repairs on insurance, as evidence is key when dealing with insurance adjusters.
Wind Damage Roof Insurance Claim
Hail isn’t the only thing to look out for when it comes to claiming roof damage on insurance. Wind can be just as destructive; if you’re a Port Orange native, then you’re familiar with what it’s capable of! According to Risk Factor™, the leading provider of climate risk data, “[…] Average maximum wind speeds in Port Orange are higher now than they were 30 years ago, and 100% of homes in Port Orange have at least some risk.” We’re also most at risk from hurricanes, so having homeowners insurance should be a no-brainer for anyone looking to buy property in our small city.
The most straightforward way to notice wind damage on your roof is to observe from the ground. Grab a clipboard, pen, light, and a camera, and get to work; you’ll be walking around your property looking for any lifted materials, especially if you’ve got shingles or tiles installed. Debris could have also flown onto your roof from heavy winds, which could cause even worse damage than a few missing shingles.
Insurance Coverage for Roof Leaks
Whether from hail, wind, or otherwise, if you’ve noticed water damage in your attic or on your roof, call your insurance! As long as the cause is not specifically excluded in your homeowners insurance policy, you have the right to start an insurance claim for a leaking roof. Here are just some of the things you should keep an eye out for when it comes to a leaky roof:
- Mold is a common sign of something leaking somewhere. They can be quite hazardous to a person’s health, and need to be eradicated ASAP.
- If there’re stains on your roof, in your attic, or in your crawl space, that indicates leaking and requires immediate attention. Ceilings can also get stained and discolored!
- The roof flashing is just as important as the roof shingles themselves when it comes to keeping out water. If the flashing itself is compromised, you may experience roof leakage.
- Curled or buckled shingles should be replaced immediately, as they’re one of the clear signs that your roof is leaking.
- If there’s a musty odor in a room, there’s a good chance there’s water damage lying just beneath the surface. This can happen if water reaches the insulation and gets it wet.
Looking for Roof Repair in Port Orange, FL? Get an Award-Winning Experience with Marathon Roofing & Contracting and Start Claiming Roof Repairs on Insurance
If you’ve read through our guide and find some of these descriptors familiar with your own roof, or if this is your first time filing a claim for roof damage, then you don’t have to be alone. Our experts at Marathon Roofing & Contracting are ready to put in the work for you and your roof. Call us for comprehensive roof repair in Port Orange, FL, as well as insurance claims assistance. Be sure to ask about our military and first responder discounts!
